Workers’ compensation insurance laws apply to businesses, but what about government workers? As a federal employee, you are entitled to workman’s comp benefits just as someone who works for a private company, but the administration and handling of workplace injuries may differ.
The U.S. Department of Labor oversees these cases through their Office of Workers’ Compensation Programs. Government employees can expect the same types of benefits offered to those working for businesses using traditional workman’s comp insurance policies, including coverage of medical treatment and wage replacement.
Workman’s Comp for General Federal Employees
The Division of Federal Employees’ Compensation administers all workman’s compensation claims for, "Federal and Postal workers," according to their mission statement. Those employed by state governments are not covered by this division, and should contact their state-related agency. A workman’s comp attorney can help you determine if you are eligible for coverage by a national or local agency.
Energy Department Employee Workers’ Compensation
Workers employed by the U.S. Department of Energy, as well as a number of related organizations, fall under the jurisdiction of the The Energy Employees Occupational Illness Compensation Program Act . Those who work near, test and transport nuclear materials have a higher-than-average risk of exposure to radiation and other chemical agents, and are thus afforded protections not available to those under standard worker’s compensation insurance policies.
Workman’s Compensation for Longshore and Harbor Workers
The Longshore and Harbor Workers’ Compensation Act and related Defense Base Act were put in place to protect civilians working on military installations who sustain workplace injuries in service of the government. This includes those injured in U.S. waters, and covers injury, disability and death benefits. The Act includes provisions for dispute resolution in these cases, however a workers’ comp lawyer can help ease the arbitration process.
Coal Miners and Workers’ Comp
Another high risk group, coal miners are afforded protection for not only a workplace injury, but specific diseases. Black lung disease is a particular hazard in this field, and miners are protected by the Black Lung Act , which guarantees disability and medical coverage for those afflicted with this disease, regardless of a private workers’ compensation insurance coverage.