Being in an auto accident is scary. To compound the problem, there are times when people find out they have been hit by an uninsured driver. When hearing this information many people feel hopeless. They have a number of medical bills pilling up and may have lost wages due to taking time off of work for appointments and recovery.
The good news is all is not lost if a person is hit by an uninsured driver. However, it is important they contact a car collision lawyer right away so they can get the compensation they need to recover, or be made whole, from the accident.
Laws regarding uninsured drivers vary by state. This is one reason why it is important to have the assistance of a lawyer. A person can bring the at-fault party to civil court to obtain compensation for medical bills and lost wages. However, if a person does not have car insurance, they may not have a lot of possessions or a high paying job. When the claimant is awarded a settlement they may have to get several payments.
While waiting for decisions in court a person can turn to their insurance company for help. For a couple of extra dollars a month a person can carry uninsured motorist insurance on their policy. This allows a person to collect money from their insurance company to take care of the damages.
An insurance company may be resistant to pay out on this type of policy though. A car collision lawyer can help a person get the money they need from their auto insurance company.
If a person is paying for uninsured motorist coverage, they should be allowed to get the pay out from it in times of need. The lawyer will receive the auto insurance policy and make sure a person is covered and then go about getting payment.
While no one expects to be in a car accident is it better to be prepared rather than sorry?
A person should check their policy to make sure they have uninsured motorist coverage. If you do not have it, you should have it. The extra couple of dollars a month, metaphorically speaking, may end up being worth it in case of an accident.
And if you’re in an accident, it’s advised you contact a car collision lawyer as soon as possible after you and others involved in the accident have been treated. A good lawyer in your state can help you obtain compensation for medical bills and lost wages from the at-fault party.